Appliance Extended Warranty: How to Get Free Protection for Your Major Appliances

Is it time to replace your washer, refrigerator, or another major appliance? How about electronics? Most manufacturers offer a one-year warranty on new appliances and electronics, but did you know there are ways to get an appliance extended warranty at no extra cost to you? Let’s explore how you can maximize your coverage for kitchen appliances, electronics, and more.

Costco Member Benefit: Appliance Extended Warranty

Costco offers a great benefit for its members when purchasing major appliances. If you buy a refrigerator, freezer, range, cooktop, over-the-range microwave, dishwasher, washer, or dryer, Costco provides an appliance extended warranty if you purchase the item online at Costco.com. This extends the manufacturer’s warranty by an additional year, giving you two full years of coverage from the date of purchase. So, when you purchase a major kitchen appliance from Costco, you not only get the manufacturer’s warranty for the first year, but you also get a second year of protection from Costco at no additional cost.

They also apply this extra coverage to Televisions, Projections, and Computers. See the full details here.

This extended warranty is an excellent option for those looking to extend the life of their appliance beyond the first year, offering peace of mind that you’re covered if something goes wrong with your appliance during that second year.

I’ve personally had to use their extended warranty service on a fridge a couple of years back. I simply called the Costco Concierge line and they set me up with an appointment for a technician to come out. The tech replaced a part at no cost to me at all.

Credit Card Member Benefit

Another great way to extend the warranty on your appliance purchase is through your credit card. Many credit card companies, such as Chase Sapphire Rewards, offer an Extended Warranty Protection benefit to cardholders. When you use your credit card to purchase appliances, including electronics, the credit card company may extend the manufacturer’s warranty. For example, Chase Sapphire Rewards provides an additional year of coverage on all eligible warranties of 3 years or less when you make a purchase with their card. This benefit kicks in after all other warranties end.

This means that if your appliance’s manufacturer offers a one-year warranty, and you purchase it using a Chase Sapphire Rewards card, you’ll receive an extra year of protection, extending the coverage to two years in total.

Stack Warranties For Maximum Coverage

To really get the most out of your appliance or electronic extended warranty, you can stack multiple warranties. For example, if you buy your appliance from Costco and use a Chase Sapphire Rewards credit card for the purchase, you can combine these two benefits for a total of three years of coverage. Here’s how it breaks down:

• Manufacturer = 1st year
• Costco = 2nd year (Costco’s extended warranty for members)
• Chase Sapphire Rewards = 3rd year (credit card extended warranty)

By stacking these warranties, you can enjoy maximum protection for your appliance, giving you peace of mind long after the manufacturer’s warranty expires.

Final Tips

Before making a major appliance purchase, be sure to research the extended warranty options available to you. Look into what your credit card offers and check if other retailers provide similar extended warranty electronics benefits. With a little effort, you can make sure your new appliances are covered for years to come—at no extra cost to you!

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